ABOUT US

Who we are

Valuvanadu Capital Ltd. is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). Headquartered in New Delhi, India, and having its administrative office at Kozhikode, we are a fast-growing and trusted institution with a CRISIL Rating of B+/Stable. Our lending ratio stands consistently above 90%.

We specialize in Gold Loans and offer one of the highest lending rates against gold ornaments – at lower interest rates. We have a smooth and hassle-free loan processing procedure and fully understand the intrinsic monetary and sentimental value of gold ornaments. 

In addition to gold loans, we offer a range of financial products such as personal loans, business loans, and loans against property. Our diverse portfolio of offerings, known as “Valluvanadu Easy Money,” is designed to help you meet your regular financial requirements.
 

VALLUVANADU

EASYMONEY

History & Legacy

Valuvanadu Capital follows a personalized, customer-centric approach to dealing with customers. We offer solutions, expert advice and support to achieve your personal finance and business growth. Our services help individuals and small businesses attain their goals and prosper. 

 

 

As an RBI-registered entity, we adhere to the highest standards of Corporate Governance. All our dealings are based on transparency, strong business ethics, and accountability. We are unwaveringly focused on attaining the ‘AAA+’ rating and are focused on achieving those standards.

We assist individuals and small businesses across India through our deeper understanding of their requirements. Our market knowledge, product design and services are directed towards helping them achieve their grown expectations. We help our customers progress and thrive. 

Valuvanadu Capital specializes in Gold Loans. Our expert team has several decades of combined experience in banking, finance and non-banking financial institutions. We are delivering specialized financial services experience to our customers and creating value for all stakeholders. 

VISION & MISSION

Vision

To become one of the most trusted financial services institutions in India. We prioritize good corporate practices and continuously adopt the best industry practices.

Mission

To become the leader of Financial Inclusion in India by providing financial aid to the rural public and for entrepreneurs. Thereby, delivering sustainable growth to shareholders.

Our success Story

Valuvanadu Capital is transforming gold loans and other lending services. For this, we’re enhancing our technological capabilities by incorporating data analytics and AI. What it means for customers is the lowest waiting period for processing and higher levels of loans per gram of gold. Our relationship with customers is based on empathy, listening to them and understanding their requirements. We are committed to our values and deliver on promises.   

Testimonials

Happy customers

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Need assistance with our financial services? Our expert team is ready to help you. Simply provide your contact details, and we'll get back to you at the earliest convenience. We're committed to offering personalized solutions for your financial needs.